Left to assign
One number on the home screen: this month’s income plus last month’s unassigned money, minus what is already in envelopes.
- Free
Free · no sign-up · no bank link
Plan your money before you spend it.
Envelope Budget puts the classic cash-envelope method on your phone: split your income into envelopes such as Rent, Groceries and Fun, spend from them, and always know what is left in each one.
- No account
- No bank link
- Works offline
September budgetExample
Left to assign$240Give it a job to reach zero
Envelopes
- Groceriesof $340$182left
- Transportof $136$64left
- FunOverof $120−$18over
- SavingsRolls over to next month$300left
How it works
Three steps. Every month.
Add your income
Record what came in. It lands in Left to assign, together with anything you did not assign last month.
Fill your envelopes
Give every part of your income a job: Rent, Groceries, Fun, Savings. When Left to assign reaches zero, your whole income has a plan.
Spend from them
Record spending against an envelope and watch its bar drain. For a new month, copy last month or use your 3-month average.
Features
The envelope method, without the spreadsheet.
Zero-based budgeting you can keep up with. Everything marked Free works with no time limit.
- Envelopes
- ∞
- Accounts to create
- 0
- Bank links
- 0
- Free credits to try Pro
- 5
Envelopes that drain
Each envelope shows what is left in large type and a bar that drains as you spend. An overspent envelope is labelled “Over”, not just coloured red.
- Free
Move money and roll over
Move money to another envelope in a tap. Carry leftover money or overspending into next month, switched on or off for each envelope.
- Free
Low and over alerts
Get an alert when an envelope is running low or goes over, so you can move money before the month ends.
- Free
Targets and auto-assign
Set a monthly amount or a total by a date for each envelope, and split a paycheck across all your envelopes in one tap.
- Pro
Reports, receipts, more accounts
A PDF budget report, receipt photos on transactions, and more than 5 accounts.
- Pro
Free & Pro
Free to use. Pro when you want more.
The free version has no time limit. Pro adds the extras on the right.
Free
- Unlimited envelopes
- Assign, move and spend from envelopes
- Rollover, plus low and overspent alerts
- Up to 5 accounts: cash, bank, card, e-wallet
- Backup to a file you choose, PIN lock
Pro
- Envelope targets: a set amount every month, or a total by a date
- Start a new month by filling envelopes to their targets
- Auto-assign templates: split a paycheck in one tap
- PDF budget report and receipt photos on transactions
- More than 5 accounts
- Accounts in other currencies, with your own exchange rates
- AMOLED black theme
- Automatic backups and an optional backup password
Ways to get Pro
- One-time purchasePay once, keep Pro
- MonthlyCancel any time in Google Play
- Every 3 monthsCancel any time in Google Play
Every option unlocks the same Pro features. Prices are shown in Google Play before you buy.
Try Pro first. 5 credits come with the app. Spend them to open a Pro feature for 24 hours.
FAQ
Frequently asked questions
What is envelope budgeting?
You split your income into envelopes, one for each kind of spending, and only spend what is in an envelope. It is zero-based budgeting: every part of your income gets a job before the month starts, and the app shows what is left in each envelope as you spend.
What happens to leftover money at the end of the month?
You decide for each envelope. With rollover on, what is left (or what you overspent) carries into next month. For a new month you can copy last month’s amounts or use your 3-month average.
Do I need an account or a bank link?
No. There is no sign-up and nothing to connect. You type in your own entries, and the app never asks for bank logins or card numbers.
Does it work without internet?
Yes. Adding entries, planning and reports all work with no connection. When you are online, the app may send anonymous usage and crash stats (you can turn these off in Settings) and talks to Google Play when you buy Pro.
Where is my data kept?
On your phone, in the app’s private storage. We have no server that receives your envelopes, accounts and transactions. To move to a new phone, save a backup file and restore it there. With Pro, you can protect backups with an optional password; without one, the file is readable, so keep it somewhere private.
How much is Pro?
Pro is a one-time purchase, a monthly subscription or a plan billed every 3 months, all through Google Play. The price in your currency is shown in Google Play before you buy.
Can I try Pro first?
Yes. The app comes with 5 credits. Spending credits opens a Pro feature for 24 hours. Credits have no cash value.
Your data
Your money data stays on your phone.
Stored on your phone
What you enter is kept in the app’s private storage. We have no server that receives it.
No account, no bank link
No sign-up and nothing to connect. You add your own entries.
A backup you control
Save a backup file wherever you choose and restore it on a new phone.
Anonymous stats, your choice
Anonymous usage and crash reports help us fix bugs. Turn them off in Settings at any time.
Give every part of your income a job.
Envelope Budget is free on Google Play. No sign-up, no bank link, and your budget stays on your phone.
- No account
- Works offline
- Backup to a file you choose